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um sometimes when youre dealing with Brokers what the Brokers are doing and and Ive seen it done where theyre taking your information and theyre running credit checks on you which they shouldnt really be doing the only way we would be running an agreement in principle with the lender is weve had a conversation about a deal weve represented that deal to you weve told you who the lender is we told you all the cost weve got application form completed from you weve got a signed permission from you weve got your proof of ID proof of address and and all the other bits and pieces thats the only time we will actually um submit an agreement in principle to that lender okay now what Im seeing is you know you fill in your inquiry form and the Brokers are going away and and filling it in because what they want to say is yeah youve been accepted youve been accepted and that gives a false sense of security to the clients because um a credit profile is only one thing when you do
