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To remove a medical collection from your credit report, follow these three steps: First, dispute the collection with the credit bureaus using a specific letter template. If they verify it, proceed to step two: demand validation from the debt collection agency with another letter. If they fail to verify, you can have it removed. If they do verify, they might provide your medical information, which violates HIPAA laws. In that case, send a letter addressing this violation, which could compel them to delete the collection. For more tips, follow Credit Repair Cloud.