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in this video Im going to show you how to cut the biggest bill of them all your mortgage spiraling energy food and petrol prices amid warnings of a recession mean most households will be thinking about how to keep other costs as low as possible so what should homeowners do about their biggest monthly outgoing their mortgage in March 2020 all backs were told by the government they needed to offer any customers who asked for one a break on repayment of any loans credit cards and mortgages of up to six months to help alleviate some of the financial pressures people faced during lockdown while this scheme came to an end last year you can still contact your mortgage lender and ask for a payment holiday if you are concerned about how to meet monthly bills whether it is granted or not is now at the lenders discretion if they do decide to offer you a break it will typically be for about 6 to 12 months please be advised that if you are ever struggling with repayments always get in touch with