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[Music] my name is ben garrison i am here with uh attorney joe dentaler i am the national program director for elite mga a leading provider of home inspector you know and general liability insurance for for inspectors across the country and internachi members with our insurance program that we formed exclusively for the membership and joe and i wanted to talk to you a little bit today about the importance of having an inspection agreement where you can find them the purpose they serve and commonly and frequently asked questions about these agreements to help inspectors get a better idea of of of how they can be helpful and what whats involved with getting a good one and whats what a good one entails um so with that um joe sure you know ben and i are with elite mga and we own a captive insurance company called elite re that has a unique program with internachi regarding an insurance program especially for internachi members its a risk purchasing group usually called the internachi in