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sometimes i have clients that are moving into the area for a new job and they prefer to buy their new home with their mortgage prior to beginning the new job they have an offer letter or an employment contract and maybe they want to get their kids started in the school system at the beginning of the school year so this is a really cool program that allows you to qualify for a mortgage on a job you havent started yet my names miles pitcher im the owner of superior lending im located in utah but always happy to help anyone with any scenarios or questions they have on mortgages please remember to like and subscribe to this channel so these guidelines are going to apply to anyone that has a new job offer whether its an offer letter or contract and well go through details on those it also applies to future raises if somebody has a salary job and they know that at the end of the year they will get their salary raised up so but were primarily going to be talking about the offer letter
