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In this video, Lee Pearlman discusses the seven most common dirty tricks employed by insurance companies in personal injury claims. The first tactic is a quick settlement offer, which often amounts to a minimal amount that fails to cover medical expenses, lost wages, pain, and suffering. Studies indicate that settling early can result in a payout that is significantly lower—up to 400%—than claims handled by an attorney. This tactic is employed to avoid accounting for all the necessary costs associated with the injury. Pearlman emphasizes the importance of legal representation to navigate these tactics effectively.