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[Music] as an asrs member you are part of the state of arizonas retirement system which is a defined benefit plan in this video well take a look at the difference between a defined benefit plan and something you may be more familiar with a defined contribution plan such as a 401k youll learn the advantages of participating in a defined benefit plan and why having a supplemental defined contribution plan as well might be just the right combination to maintain your current lifestyle in your retirement years okay lets talk about this defined benefit how it works and what it means for your future as an asrs member your contributions are mandated by arizona statute as a condition of employment they begin at the same time as your membership in the asrs and can fluctuate annually to make sure the asrs remains financially healthy and able to meet both current and future obligations at the asrs you are vested from your very first contribution this means your contributions belong to you and