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Americans living in New York City San Francisco and Honolulu all need to earn in excess of 300 000 per year just to have the purchasing power of a hundred thousand dollars as persistent inflation continues to drive up the cost of living ing to a new report things are only getting worse folks Americans need to earn a docHubly higher salary just to enjoy the full value that one hundred thousand dollars in financial technology company smart asset found in a study that analyzed how much six-figure salaries compared to the cost of living in 76 of the largest United States cities now this particular study actually found that New York San Francisco and Honolulu have a cost of living that is well over 80 percent above the national average residents of these cities would have to earn over three hundred thousand dollars actually feel like theyre making a hundred thousand dollars in annual income just because its so freaking expensive its crazy right so Honolulu top the list requiring an