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Nicole Vinson, an attorney with the Merlyn Law Group, addresses property insurance claims that are often denied or delayed. The firm manages litigation for both commercial and residential losses. Vinson emphasizes the importance of promptly reporting any loss to the insurance company, whether it's a catastrophic incident or a minor claim. She warns that despite paying premiums and having a long-standing relationship with an agent, the initial response from the insurance company may not be favorable. It's crucial for policyholders to be prepared to present their claims effectively from the outset.