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In this video, Lee Pearlman discusses the seven most common tactics that insurance companies use in personal injury claims. The first tactic involves insurers attempting to settle quickly, often offering a settlement significantly lower than what is fair—up to 400% less than what an individual could receive if represented by an attorney. These early settlements typically don't account for essential factors like medical treatment, lost wages, or pain and suffering. Pearlman emphasizes the importance of understanding these tactics to avoid being taken advantage of by insurance companies during the claims process.