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you hey there its dave barnett from the investor oka book com blog site author of invest locally there it is right there guide to getting superior returns in your own community without using the wall street or bay street banks to sell you a retail investment i wanted to talk a little bit today about factoring and its a financial product or process that basically allows companies to turn accounts receivable into cash so i want to explain number one the problem and number two this factoring solution so if you are a business and you deal in a business to business environment where its expected that youre going to give trade credit to your customers that means that you ship them goods or you do a service for them and then you send them an invoice and then you wait 30 days or so and then they mail you a check or transmit you an electronic payment or whatever so you essentially because of the industry norms and and this varies by industry right so if youre in the fast food business you
