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hi my name is kristen with expert credit sweeps and this evening im going to show you how to delete negative items off of any credit file so i am going to be sharing my screen with you and will show you the credit report when i started the credit report 30 days later the progress report showing which items were deleted and the dispute letters that i actually sent out for this client file so to start this off lets share the screen i dont want to do that how about we share the screen okay share screen get rid of this okay so this is the progress report for this client and everything in red is still in progress everything that is yellow is deleted yes i redacted partial account numbers um we have basically everything on here thats why i chose this file uh a bankruptcy tax liens collections charge off sleep payments um and what was deleted was collections charge offs charge-offs collections and some late payments on the accounts that are actually still on there so if we look at the fir