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Today, Im going to give you something that you can use to delete every single negative item that you have on your credit report collectors. And youre disputing with the Bureaus and youre hoping that they do not put the required notice to dispute, the notice of dispute is required pursuant to FCRA 623 and FDCPA 8078. Okay, so they have 30 days, whoever youre disputing with Bureaus credit collectors to enter this notice, or its a violation, they can either a pay you $1,000, or be they can remove these things from your credit report, which do you think that theyre going to do more than likely when removed from the credit report, but you have to catch them in a violation. And theres very specific things that you need to be saying in your letters. And thats where were going. So lets look at these two things. So what youre going to do is youre going to dispute with bureaus or the collectors or the creditors or all three, whatever, and then youre going to catch them in the viol