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In this YouTube tutorial, Brandon Weaver discusses whether to dispute settled accounts and the process of sending validation letters. He encourages viewers to engage with their credit repair journey by commenting and subscribing. A viewer questions whether validation letters should be sent to both the original creditor, who has charged off the account, and the collection agency. Brandon clarifies that validation letters should only be sent to the collection agency, emphasizing that they are specifically designed for that purpose. He invites further questions from viewers to continue the conversation.