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In a tutorial by Lee Pearlman, the speaker discusses the seven common dirty tricks that insurance companies use in personal injury claims. The first tactic is to settle quickly for a low amount, often significantly less than what one might be entitled to. Studies indicate that this can result in a difference of up to 400% compared to settlements made after legal representation. These quick settlements typically do not cover necessary medical treatments, lost wages, pain and suffering, or other critical factors relevant to the claim. The focus is on the importance of understanding these tactics to protect one’s interests in personal injury cases.