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In this video tutorial, Lee Pearlman discusses the seven most common deceptive tactics that insurance companies use in personal injury claims. The first tactic is the quick settlement offer, which is often significantly lower than what is fair. Studies suggest that individuals who settle early with insurance companies may receive up to 400% less compensation compared to those who are represented by an attorney. These early settlements typically do not account for all necessary medical expenses, lost wages, pain and suffering, or other crucial factors. Pearlman warns that accepting such offers can lead to inadequate compensation for victims.