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In this video, injury attorney Anh Phoong addresses how medical bills impact personal injury settlements. Clients often worry about mounting medical expenses, which are factored into settlement amounts. Higher medical bills can sometimes lead to larger settlements. Phoong reassures clients that medical bills are typically covered in the settlement process. For instance, if a client receives a $50,000 settlement with $10,000 in medical bills, the latter is typically paid from the settlement amount. The video aims to clarify these concerns to help clients understand the financial aspects of their situations.