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all right so lets talk about late payments right what section of the law what section of the law speaks on your transactions and your experiences with a creditor can someone tell me what section of the law will you save this on YouTube yes what section of the law speaks on transactions and experiences with the consumer and the person making the report and guys you know that a person defined under the fcra is also a corporation 1666 B so to some extent all right lets read what 1666 B says so so lets go there 15 USC 1666 B lets read what 1666 B it says Timing of payments so lets read what B says all right B says grace period right so 1666 B and were at a so lets talk about a first before we go down to b a creditor may not treat a payment on a credit card account under an open and Consumer Credit plan as late for any purpose right so even though they say that guys it is not a period after this sentence so this part of the law often get misinterpreted right remember theres a comma
