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In 2022, the American personal saving rate fell to a low not seen since the Great Recession. I think a lot of people have been just kind of cooped up during the pandemic times and now were transitioning plus inflation. So it definitely has been a little bit harder. Economists will look at the savings dynamic and a sort of benign light savings accrued over the early part of the pandemic, and thats starting to get spent down. But on the personal level, though, thats not a pleasant process. This real time dip in saving is stressing out a lot of people. 70% say they are stressed about their personal finances, and that includes 57% of people earning $100,000 or more. And the main factors contributing to financial stress for the six figure set include inflation, economy wide instability, interest rates and a lack of savings. The basic necessities of life substantially burden your income. It becomes difficult to save. That said. Americans are sitting with a lot more savings than they had i
