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hi there welcome back to my channel im miss finance and i help people take control of their money so they can live the life of their dreams if you like to know more about that you can visit the website at fabulous.finance for more information so today im doing a video that was requested by one of our viewers and i said that i would do this video specifically addressing the question they asked and that question is how to get out of early warning systems or early warning and basically early warning is a consumer reporting agency so it is covered by the fair credit reporting act and its owned by seven of the largest banks in the u.s when you go to open up an account at a bank some banks may check different credit reporting agencies to see what your banking history is you have overdrawn accounts um have you been closed out due to fraud or anything like that whenever you open up an account a lot of banks do check for these things and early warning is one of those um agencies that they ma