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Attorney Jim Desmond, who specializes in car and motorcycle accident cases in Kentucky and Indiana, discusses the process of crafting a demand letter as part of settling a claim. Once a client finishes treatment and medical records and bills are collected, Desmond emphasizes the significance of the demand letter, which typically spans about two pages. While some attorneys may create longer letters, he questions their effectiveness, suggesting that the supporting documents—medical records and bills—hold greater importance. The demand letter serves as a narrative report, summarizing the key facts of the case for the insurance company.