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- The credit bureau rejected my identity theft report. Can they do that? Hi, this is consumer protection attorney Bill Clanton, and Ive helped hundreds of consumers deal with inaccurate credit reporting, debt collection harassment, and other consumer-related matters. In this video, Im gonna talk about a situation that happens not too often, but it does happen. A credit bureau refuses to honor your report of identity theft. So typically, this is how this scenario plays out. You notice an unauthorized charge on your credit card or debit card. You fill out a fraud statement to the bank, and you also copy the credit bureaus on it because thats what you should do. You get a police report. You send the police report to the credit card company and the credit bureaus. This is the advanced form of reporting identity theft, getting the police report or affidavit. The credit card company rejects your claim of identity theft. They say, no, weve done our investigation, and we dont believe that
