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whats up everybody my name is joe brown and this is heresy financial today i have a good one for you we are looking at this paper called the peoples ledger how to democratize money and finance the economy basically what this is were going to dive into all the details here basically what it is is what ive been saying their reasoning for implementing a cbdc will be in the future overhauling the way that the structure of the federal reserve works with the banking system in order to make it just essentially what ive been saying a cbdc would be so this proposal was written by saleh omarava omarova saleh sal im sorry i dont know how to pronounce her name she wrote it last year so this is nothing new uh its also just a proposal this isnt a bill this isnt law so nothing to get like freaked out about im not theres no doom and gloom here this is just proposal by somebody who wrote a paper and then a couple days ago yeah a couple days ago the cornell no the vanderbilt law review publi