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so guys Ive actually been seeing a lot of news from our Facebook group of users getting credit limit decreases on their account what were gonna do in todays video is talk about credit limits the recession why it may get lowered why it may actually go higher and just explain to you guys exactly what is going on now just as easy as it is to get a credit limit increase you can also get a credit limit decrease by not doing anything at all you know if I get hit with a credit limit decrease Im definitely gonna be like taken back I I might get a little offended if they did decrease the credit limit that I do have on my accounts just because its kind of like like like y-you know like like why Im definitely seeing that a lot right now with some of our users it actually has not happened to me yet but I do expect this to happen more often to other people holding credit cards so with the recent news of the pandemic and the recession and the stock market hit an all-time lows and then jump in