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- The other thing is, they dont aways get the bills. So they cant really talk to you about the-- - [Trevor] What its for. - about the actual itemized billing. - [Judy] They cant even tell you-- - So, how are they going to talk to you about a bill if you have a question? - [Judy] Right. - Ive seen it happen where you dont even get the original bills, for whatever reason, you thought insurance covered it, you dont know, you didnt, I dont know, maybe you moved, maybe they had your wrong address, you never get those original bills, and then all of a sudden, you get this nasty letter from a collection agency that were gonna garnish your wages, were gonna-- - It happens a lot on lab work, especially. - What are some things that people can do when they find themselves in this situation, where, collectors are coming after them, they dont even know what its for, it seems really high, how do they negotiate that? - As a very former bill collector, who knows the ins and outs, the very