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Ted update okay so happy Easter weekend its good Friday right now Im at the amazing uh big block OC office as you can see this is a pretty awesome office Tony Fletcher thank you not only did he uh I put this all together but it actually its filming my video for today uh anyway heres the deal mortgage rates as you know the market is closed mortgage rates come down quite a bit but heres the conversation we have to have today about this dream program thats turning slowly into a nightmare I want to share with you an important fact 11 days ago they marched out his dream program and by noon on Monday it will be gone the 300 million dollars will have been used up the unintended consequence that you need to share with your clients is that these first-time buyers didnt get in theyre gonna want to pause and theyre going to want to wait for it to be refunded it may not be refunded the team at United American Mortgage we got a lot of that 300 million put into your clients hands but for t