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Mark Lockhart discusses the process of filing insurance claims for vehicles and homes in this tutorial. He emphasizes that whether dealing with an independent or direct agent, the key contact is the claims adjuster. Their role is to facilitate the claim smoothly, verify coverage, and ensure you receive the appropriate compensation quickly, whether it be repairs, replacement, or a check. A well-rated company prioritizes customer satisfaction, as delays or losing a customer can be costly for them. Overall, the process is presented as straightforward, focusing on effective communication with the adjuster to achieve desired outcomes efficiently.