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[Applause] [Music] [Applause] [Music] let me just add in this i promise were there now okay so put my ass over here gonna add in the images now that i have them and im going to insert them here we go okay guys we are finally there so i have reports for you and i also have um the uh actual violations that i want to talk about okay so um happy birthday to you phillip all right so lets get this over here make this bigger im telling you its been a really really really long day ive been trying to get a bunch of files done because um i found so many different violations on them and it took me so long to do um all these cfpb complaints that i had to do and everything and thats why i look tired okay so i dont have anything on the credit report for reinsertion but as you know and as ive told you reinsertion of a negative item is illegal if they didnt notify you within five days following the reinsertion theyre never going to do that unless you are in the middle of a lawsuit so if you