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In this video, Jay discusses cease and desist letters, explaining their purpose, how to send them, and what to include. He shares his extensive experience in the debt collection industry, having worked various roles and owned two collection agencies over 15 years. Jay aims to be a helpful resource for viewers' questions about debt. He promises a bonus at the end of the video, providing a free template example of a cease and desist letter. The primary definition given for a cease and desist letter is that it's designed to stop a debt collection agency from contacting an individual. Viewers are encouraged to ask questions in the comments for further guidance.