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In this tutorial, Lee Pearlman discusses seven common deceptive tactics used by insurance companies in personal injury claims. The first tactic is the quick settlement offer, which often underestimates the true value of the claim. Insurance companies may rush to settle for a fraction of what is owed, ignoring essential costs like medical treatment, lost wages, and pain and suffering. Studies indicate that those represented by attorneys can receive significantly higher settlements, highlighting the importance of legal representation when dealing with insurance claims. Pearlman emphasizes that this early settlement approach is designed to diminish claim value and reduce the compensation owed to the injured party.