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Lee Pearlman discusses seven common dirty tricks employed by insurance companies in personal injury claims. The first tactic is to offer a quick settlement, often significantly lower than what victims deserve—studies suggest a potential 400% difference between settlements offered without legal representation versus those with an attorney. Quick settlements typically do not account for necessary medical treatments, lost wages, pain, and suffering, leaving victims inadequately compensated. Pearlman emphasizes the importance of being aware of these tactics to avoid being taken advantage of in personal injury cases.