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how we delete over 28 collection in 15 days and you can too whether you have a charge off bankruptcy student loan repossession eviction it dont matter what you have child support it can come off in the next 15 days and were going to show you step by step so if you didnt know the cras which is the consumer reporting agencies have an exact procedure they have to follow and if they dont follow up we need to document the process and then eventually were going to hold them accountable so what you need to do is go grab your credit Bible because what were about to do is go to Psalms chapter and play were gonna go to 15 USC 1681 I and were going to go ahead and read verse one so go ahead grab your bible create a Bible and Im basically going to read this procedure that they have to follow and if they dont follow this is us to document the process so we can go ahead and knock them out real quick so go grab your credit Bible let me read this verse real quick let me get into it so 15 US