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whats up YouTube Jermaine credit team welcome to my YouTube channel and if you got a collection on your credit report or youve been battling your collection on your credit report check this out I got some information for you guys at me let me help you out could possibly should help you out or whatever because uh this this is huge so again the information Im going to cover is for educational purpose only so its not the promise I guarantee any type of results or Im not giving any kind of legal advice Im gonna make that disclaimer all right so of course Ive been in the credit repair industry for five years right from 2017 to 2022 so I no longer take clients but Im still kind of you know a little engaging you know in credit right credit team but this is huge the Consumer Finance Protection Bureau um recent you know um you see right here on March 23 2023 right they filed a complaint on um on the Judgment or whatever against Portfolio Recovery Associates LLC all right um this is not