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hi everyone sean humphreys here welcome to all things retirement now in this installment were going to talk about the benefits of having a retirement income plan specifically well talk about how the retirement income plan can give you greater clarity on when to trigger government pensions so big question that a lot of people have is when do i take my canada pension plan do i take it at 8.65 do i take it early at 860 or 62 63 do i defer it past 65 and even that question comes up in the context of old day security benefits the normal payout period is 65 thats the start date but you can defer it so well talk about those questions in the context of this video and the retirement income plan now if youre new to the channel make sure you hit the subscribe button were posting content on the accumulation phase of retirement planning the transition to retirement and the state of being retired and successfully retired so if you dont want to miss future content make sure you hit the subscri