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gonna close on a mortgage what does this mean this is jen hernandez alone with jen ill be right back [Music] okay im back clear to close on a mortgage what does this mean how does it apply to you so if you are getting a mortgage the term clear to close means that the lender has put a big check mark on everything and it is ready to go to the closing table in texas we close up the title company you might be in an attorney state where you close at the attorney but what it means is its ready to close now different lenders get to clear to close faster than others but the point of this video is to talk to you about what that means so in any transaction in any closing weve got to approve the borrower and that means your income your assets your credit and everything that falls under those things so we have to clear all of your requirements we also have to clear the property and that includes a property appraisal it means the appraisal is done it has it has been ordered it has been received