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In this YouTube tutorial, Michael J. Swanson, author and CEO of Advocate Capital, discusses what to do if medical expenses from an auto accident exceed one's insurance coverage. He introduces expert Kevin Goldberg, who is known for handling auto accident cases in Maryland and D.C. Goldberg emphasizes that the first step is to pursue the insurance coverage of the person responsible for the accident, not just one's own policy. This approach can provide additional avenues for recovering costs associated with medical expenses incurred from the accident, especially if one's own insurance falls short.