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hi mike richardson here owner of the mortgage marketplace and i just wanted to docHub out i know weve talked about this before but i wanted to docHub out to you in regards to your loan conditions [Music] now i cant reiterate this enough how important how important it is for you to understand what the conditions are on your loan approval okay you need to make sure that youre going to be able to provide the documentation to the underwriter thats needed to be able to get those conditions clear ultimately its going to be in a sense your responsibility because its going to be a condition against your loan and whether the processor is obtaining the condition the documentation to fulfill the condition or whether you are its its in regards to you your profile meaning your whether that be your credit or your income or your assets etc etc okay so if you do not have a clear understanding of what your conditions are if you dont know exactly what needs to be obtained to be able to provide to