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Chase is finally doing soft inquiry credit limit increases for both personal and business credit cards you can request a credit limit increase online or over the phone here are five tips to increase your chances for a credit limit increase first you should have the card open at least six months use your Chase Card frequently and heavily but keep the utilization reporting under 10 percent which builds trust showing you are a consistent card user and are always responsible in paying back what you borrowed third pay your monthly bill in full every month before the due date update your personal income with Chase to include your household income lastly update your monthly rental or mortgage cost to include only your portion of the cost so if you pay half then only state half the cost its all about the debt to income ratio questions leave them in the comments section and Ill gladly answer them for more tips like these like And subscribe to the house of OB