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hi my name is roger schliter this video is the one the financial analysis and this is you know if you can stick through this would be really good but i do know some people especially people that are creative people sometimes they really dont dont like the financial analysis part i mean plus is minuses division and multiplication isnt the most fun thing in the world to do but um this is this is very valuable and the more of this you do the more that the bank will will want to approve your loan because what you do is youre doing a lot of his work for him and a lot of times he can make up his mind fairly quickly and then kind of fill in all the blanks later so anyway lenders follow a path when theyre when theyre doing it i follow a certain thing when im looking at at financials or projections basically i am looking at the income statement the earnings statement and that is your your sales minus your cost of goods sold minus your expenses equals your net earnings or net income that