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In Texas, average car accident settlements vary greatly due to the unique nature of each incident and the individual impacts on victims. Insurance adjusters typically start by assessing medical bills and lost wages to determine their relation to the accident, often deeming the medical costs too high. Based on this evaluation, they make settlement offers, which sometimes include compensation for non-economic damages. It’s important to communicate to the adjusters that the full experience encompasses more than just medical expenses, incorporating elements like pain, suffering, and mental anguish.