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welcome back everyone Sean Stevens here again with Metroplex mortgage services and another loan pro video quick tip so how do you calculate the VA guarantee todays video tip will explain how the VA guarantee works and break down as calculation but before we get started I just want to say thank you to all of our veterans and active-duty service members who continue to keep our great country safe VA loans are made by private lenders such as banks Savings and Loan associations or mortgage companies the guaranty means the lender is protected against loss if the borrower fails to repay the loan eligibility means the veteran meets the basic criteria of appropriate length and character a service to utilize the home loan benefit entitlement is the amount a veteran may have available for a guarantee on the loan an eligible veteran must still meet credit and income standards in order to qualify for a VA guaranteed loan the VA guarantee is calculated as follows 50% of a home loan up to 45,000 22