Easily Delete Calculations in the Settlement Statement

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How to Delete Calculations in the Settlement Statement

4.6 out of 5

34 votes

have you ever created a new spreadsheet and then later when you wanted to go and reuse it another time you realize that you didnt remember to save a clean copy of it so that usually means you have to go through and carefully delete all your input being making sure that you dont wipe out any of your formulas in the process well there is a theres a feature in Excel that can help you do that really quickly take a lot of the work out of it the first thing you want to do is highlight the area of the spreadsheet that does not contain any of your your headings and labels then youre going to use the go-to function so you can either get the f5 key on your keyboard you can do ctrl G on your keyboard or with the mouse you can come up with a find and select button and choose goto and youre going to click the special button choose constants and click OK you can see now that it is it has selected everything within our highlighted range thats not a formula so you can just hit the Delete key on

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Who examines the closing disclosure for errors?

The CFPB requires lenders to send a revised CD to borrowers if an error is detected within 30 days of the mortgage post-closing stage.

What is the 3 day rule for closing disclosure?

Your lender is required to send you a Closing Disclosure that you must receive at least three business days before your closing. Its important that you carefully review the Closing Disclosure to make sure that the terms of your loan are what you are expecting.

What triggers a revised closing disclosure?

The three items are: 1) the APR becomes inaccurate (violates tolerances); 2) the addition of prepayment penalty; and, 3) a loan product change. These three items require redisclosure and a new waiting period of three business days prior to the loan closing.

What two actions occur at a real estate closing settlement?

At closing: the money for the property is paid, the buyer signs the closing documents and releases the money; the seller signs the deed legally transferring the property to the buyer; the buyer receives title insurance guaranteeing the validity of the title on the property.

Can a closing disclosure be changed?

If a changed circumstance is required, the Closing Disclosure will need to be redone. This could delay your closing, so youll want to contact your lender and title company to make any of the necessary changes immediately.

What is on page 5 of the closing disclosure?

Page 5: Loan Calculation: This section shows the breakdown of your loan. Other Disclosure: Read this section as it will have more information on your appraisal, liability after foreclosure, and a few more items that are important to read for your own understanding and knowledge.

Who is responsible for the accuracy of the closing disclosure?

Providing the Closing Disclosure to the seller The creditor continues to be responsible for the accuracy and delivery of the Closing Disclosure to mortgage borrowers.

What if closing disclosure is wrong?

If you find an error in one of your mortgage closing documents, contact your lender or settlement agent to have the error corrected immediately. Common errors in your documents can be as simple as a name misspelled or a wrong number in an address, or as serious as incorrect loan amounts or missing pages.

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Delete Calculations in the Settlement Statement