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hey this is Ralph and in this video I want to use Excel to create this investment fund forecaster okay so Im using Excel here to calculate what a future retirement fund balance could potentially be 20 years hence so before I go into any real details let me delete a lot of stuff that I have here so Im gonna go ahead and pretty much delete all of my columns of data there we go and Ill go ahead and delete some of these so you can see those references and Ill just kind of keep the text labels there we go so I just have my spreadsheet set up with the very basics just some text labels now I did of course fix my view so I can scroll and still see my column up here Im gonna go ahead and plug in some information my start date Im just gonna plug in January 1 2018 so Im working on this at the end of January and for investment Im just gonna go ahead and plug down any number but Ill put in five hundred bucks a month and we just typed that number in its something you can change around late