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Whether purchasing for your first or third time, there are a number of decisions youll have to make surrounding your home purchase and corresponding mortgage. One of those decisions is the payment frequency. In Canada, you can choose between a monthly, a bi-weekly, or an accelerated bi-weekly payment. Weve brought in Mortgage Broker Chris Molder to walk you through each option and explain what they mean for your repayment plan. Mortgage payment frequencies means more than how often you pay your lender. It also affects how quickly you pay down your mortgage balance. Lets consider John. John has recently purchased a home for three hundred thousand dollars, put ten per cent down, and was approved for a two-point-nine-four percent fixed rate mortgage amortized over twenty-five years. Lets consider Johns monthly payment first. Using a mortgage calculator, weve determined that Johns monthly mortgage payment is one thousand two hundred and ninety-five dollars. If John were to make regu
