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In this episode of "All Up in Your Business," attorney Aiden Kramer discusses independent contractor agreements. He explains that an independent contractor is anyone providing services for a business who is not classified as an employee. For example, if he hires a bookkeeper without an employer-employee relationship, the bookkeeper is a contractor. Kramer emphasizes the importance of having a written agreement that outlines the specific terms of the contractor relationship. Key elements to include in this agreement are a description of the services the contractor will perform and the payment terms for those services.