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its only natural to live in the moment and not think too much about tomorrow still we do buy home insurance and car insurance and even life insurance yet theres another kind of advanced planning we could be doing that doesnt have to cost anything when it comes to our personal care we all want to have our say but who will speak for you if youre unable to speak for yourself well theres a simple tool you can use to help ensure that your wishes and preferences guide your care in the event that you cant participate in the eventual inevitable care discussions and decisions its called a personal directive a personal directive is a key component of planning in advance about your future care by thinking and talking about your wishes with your loved ones and those who provide your care a personal directive is similar to an advance directive or a living will however in addition to providing instructions about your health care and treatment it allows you to plan for such things as where you