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what you need to understand about your credit report is that the more positive information you have the higher that credit score will go i know it sounds simple but when youre repairing your credit the hardest thing to achieve is actually keeping that positive history while deleting the negative im gonna show you exactly what to put in your letter to the bureaus to get this done i want you to go ahead and screenshot this letter now i want you to look at the highlighted area right here nowhere on this letter will you see me ask them to delete this account now what you will see is we ask them to update the payment history to paid as agreed never late thats p-a-a-n-l now the dope thing about this particular letter is that if they cannot validate each late payment on this account all the late payments have to be updated to on-time payments which will update your account from however many payments you relate to 100 paid as agreed if you want this letter go ahead and click the link in my
