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The speaker addresses a question from YouTube regarding when to use an affidavit for collections, particularly concerning fraud and identity theft cases. They mention that they are preparing packages for bankruptcy that include a step-by-step process and pertinent affidavits for relevant authorities. The speaker encourages viewers to like and subscribe to their YouTube channel. Additionally, they emphasize that affidavits will be sent to both credit bureaus and courts as part of the bankruptcy process, highlighting the importance of navigating public records in such situations.