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a lot of restaurants have been going to gift card programs from their gift certificate writing programs and there's multiple reasons for that one of the biggest reasons that people go to gift cards over gift certificates is that it's an instant loan to your business where you make the interest on gift card programs there's only about they're only about eighty two percent of your gift cards are redeemed on average every year so if you sell ten thousand dollars worth of gift cards this year about 8,200 dollars is going to be used so that works out to be eighteen percent interest that you're going to be able to keep in your business and use toward the improving your business the way you want to the second biggest reason they switch to a gift card program over gift certificates is the convenience of selling them it now becomes an impulse buy by your customers at the point of purchase so if you have a counter you have a bar there's a lot of takeout you put a display up and any employee can...