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so when I got started with credit cards I remember getting my first credit card bill and having absolutely no idea what any of it meant I just knew that I was supposed to eventually pay back whatever I use that card for but I did not know when I was supposed to pay that back how much to pay back should I leave a small balance how to avoid interest and I remember just generally feeling confused by all the terms on my credit card statement so in this video I want to give you a complete guide to your credit card bill and explain exactly whats going on with 12 important terms you need to know and Im also going to address some common concerns about paying your credit card that seem to trip people up all the time now I want to keep things moving with this video and make it as easy as possible to understand so lets get right into it with the first two terms which are going to be the statement opening date and the statement closing date so like the name says these dates are going to be fou